Kroger, the American retailer, helps the customers shop at lower prices for better-quality products. It currently operates in the 34 states of the United States. Payment methods have changed much in the past few years, and Kroger is no more behind than others. Here we will see about Does Kroger accept American express?
Most major retailers in America, including Kroger, accept American Express credit cards as a payment method. Accordingly, the customers can pay Kroger by visiting the store, Kroger mobile application, or the official website.
Does Kroger Accept American Express?
Yes. Kroger accept American Express credit cards. Different customers have different financial conditions and preferences. So, the payment methods help them pay for the products and services with comfort.
Acceptance Of American Express Credit Cards
American Express cards get available for consumers and small businesses. Every credit card company imposes additional payment for the merchants on its cards. But, this additional amount is not the same in the case of every company. The additional amount associated with the American Express credit cards ranges from 2.5% to 3.5% of the total amount, and it is the highest among its competitors. So, not every merchant accepts American Express credit cards.
Thus, Kroger also accepts other credit cards such as Discover, MasterCard, and Visa.
However, American Express has promised to decrease the additional amount associated with its credit cards. But, other credit card companies such as MasterCard and Visa have increased the extra amount to get paid.
Benefits Of Using American Express Credit Cards At Kroger
The following are the benefits of using American Express credit cards at Kroger:
- American Express credit card holders get different rewards such as points, cashback, or air miles. Kroger customers can use them while purchasing from the store. They also get a part of the amount spent on the purchase as a reward, and it goes right into their accounts.
- Kroger customers must verify themselves while using the American Express credit card. It enhances confidence, authentication, and fraud protection.
- These cardholders can also ask Kroger regarding the EMI option for purchasing specific items. This feature allows them to pay in parts.
What Does Kroger Accept?
Kroger accepts the following payment methods:
- Kroger Pay
The Kroger Pay application can get downloaded from the App Store or Google Play. The customers can pay securely at the Kroger stores using the application.
- Cash
In the name of cash, Kroger accepts only American Dollars, not foreign currencies.
- Debit Cards
Kroger accepts a prepaid Visa debit card called Kroger REWARDS Card. It gets offered by the US Bank National Association. Using this card, the customers can gain rewards on groceries.
- Checks
Kroger customers can cash different checks such as business, Government, child support and payroll checks, income tax refund, and insurance settlement at the Kroger stores.
- Credit Cards
The customers can pay through American Express, MasterCard, Visa, and Discover at the Kroger stores. The store also offers and accepts the Kroger Rewards card co-branded with the MasterCard.
- EBT
It accepts SNAP/EBT if the customers want to pay for the pickup orders.
- Kroger Gift Cards
The Kroger Gift Cards are available for every occasion. Customers can use them at the Kroger Family of Companies. It helps them buy apps, download video games and applications, and more.
What Does Kroger Not Accept?
Kroger does not accept the following payment methods:
- Foreign Currency
Kroger works across multiple states only in the United States. It is yet to grow internationally. It does not accept currency belonging to foreign countries as a payment method.
- Money Order
It gets issued by the post office or bank and is a printed document regarding the payment. So, the customers can pay a comparatively more amount without the additional card payment.
- Foreign Currency Checks
Checks that contain the amount written in other denominations are called foreign currency checks. In the US, the foreign currency checks might include the denominations such as Rupees, Yen, Euros, and more.
- Personal Checks
Personal checks are the individual paper slips associated with the bank account. The account holders state the amount, sign the check, and hand it to the intended receiver. Kroger does not accept them in the case of delivery and grocery pick up.
Conclusion
American Express credit cards do not get accepted by every store. However, Kroger is not on that list. Kroger understands the pros and cons related to American Express credit cards. Thus, it allows the customers to use a wide range of payment methods. However, they might enjoy various benefits regarding the American Express credit card. Kroger must look forward to accepting a wide range of credit cards.
Frequently Asked Questions
- What Other Grocery Stores Accept American Express Credit Cards?
Answer:
Leading American grocery stores that accept the American Express Cards are Whole Foods, ALDI, Target, ShopRite, Foodtown, Vons, Amazon, Meijer, and more.
- Are American Express Credit Cards Only For The Rich?
Answer:
American Express credit cards are not only for the rich. But, the cardholders must pay the complete balance on the Plum Card as they cannot carry the balance to the next month. So, not everyone can afford these cards.
