I love shopping, and who doesn’t want to get paid for it? It’s like a dream come true! In this article, I’ll share seven legit ways you can earn cash back while shopping.
From using cashback apps to shopping through specific portals, I’ve got you covered. You’ll be surprised at how easy it is to start earning money on your everyday purchases.
How to Get Paid to Shop: 7 Legit Ways to Earn Cash Back
1. Use Cashback Apps
I use cashback apps like Rakuten and Ibotta to earn money back on my purchases. Just download these apps, link them to your payment method, and shop through their links. I’ve seen cashback rates as high as 10% at some stores!
2. Shop Through Cashback Portals
I always check cashback portals like TopCashback before I buy anything online. They partner with retailers to offer cashback on purchases. For example, I got 5% back on my last Amazon purchase through one of these portals.
3. Use Credit Cards with Cashback Rewards
I’ve found that using credit cards with cashback rewards is a smart way to earn money while shopping. Cards like the Discover it Cash Back offer up to 5% cashback on rotating categories. I make sure to pay off my balance each month to avoid interest.
4. Join Store Loyalty Programs
I’m a member of several store loyalty programs, like those at Target and CVS. These programs often give you points or cashback on purchases, which can add up over time. For instance, I earned $10 back after spending $100 at Target.
5. Participate in Paid Shopping Studies
I’ve made extra cash by participating in paid shopping studies through sites like Field Agent. You get paid to shop and report back on your experience. I earned $20 for a recent study at Walmart.
6. Use Browser Extensions for Automatic Cashback
I’ve installed browser extensions like Honey and Capital One Shopping, which automatically apply coupons and cashback at checkout. It’s like having a personal shopping assistant that saves me money without any extra effort.
7. Refer Friends to Cashback Services
I’ve earned referral bonuses by inviting friends to join cashback services. For example, Rakuten offers $25 for each friend who signs up and makes a qualifying purchase. It’s an easy way to boost my earnings while helping others save money too.
1. Use Cash Back Credit Cards
I’m all about maximizing my shopping rewards, and using cash back credit cards is one of my go-to strategies.
Choosing the Right Card
I always look for cards that offer the highest cash back rates in categories where I spend the most. For example, the Discover it Cash Back card gives me up to 5% cash back on rotating categories like gas stations and restaurants. It’s crucial to match the card’s rewards to your spending habits.
Maximizing Rewards
To get the most out of my cash back, I make sure to pay off my card’s balance in full each month to avoid interest charges. I also keep an eye on special promotions and sign-up bonuses that can boost my earnings. Plus, I use my card for all eligible purchases to rack up those rewards as quickly as possible.
2. Sign Up for Cash Back Apps
Getting started is easy. Just download and sign up for these apps.
Popular Cash Back Apps
- Rakuten offers up to 10% cash back at over 2,500 stores.
- Ibotta provides cash back on grocery purchases and even offers bonuses for new users.
- Dosh automatically applies cash back to linked credit and debit cards.
Tips for Maximizing App Earnings
- Always activate offers before shopping to ensure you get the cash back.
- Stack multiple apps for the same purchase to boost your earnings.
- Keep an eye out for special promotions and referral bonuses to increase your cash back.
3. Shop Through Cash Back Websites
I’m all about making my shopping work for me, and using cash back websites is a smart way to do that.
Top Cash Back Websites
- Rakuten: It’s a go-to for me because they offer cash back at over 3,500 stores. I’ve earned up to 10% back on purchases at places like Macy’s and Best Buy.
- TopCashback: This site’s great for getting cash back on everyday shopping, including online giants like Amazon. I’ve seen returns as high as 5%.
- BeFrugal: I use this one for its wide range of retailers and the fact they offer a 120% price match guarantee. It’s perfect for snagging deals at stores like Walmart.
Strategies for Higher Returns
- Compare Cash Back Rates: Before I click ‘buy’, I always check different sites to see who’s offering the best rate. It’s a quick way to ensure I’m getting the most back.
- Stack Offers: I stack cash back offers with store coupons and credit card rewards. This combo can seriously boost my savings on a single purchase.
- Use Browser Extensions: I’ve got extensions like Rakuten’s installed. They automatically apply the best cash back rate available, making my shopping even easier and more profitable.
4. Participate in Paid Online Surveys
Paid online surveys are a great way to earn extra cash while sharing your opinions on products and services.
Finding Legitimate Survey Sites
I’ve found that sites like Swagbucks and Survey Junkie are reliable for earning cash back through surveys. They offer a variety of surveys and have a good reputation for paying out rewards. Always check reviews and user experiences to ensure you’re joining a legitimate site.
Making the Most of Your Time
To maximize my earnings, I set aside specific times to complete surveys. It’s important to focus on surveys that offer higher payouts and match my profile. I also use multiple survey sites to increase my chances of finding available surveys.
5. Utilize Store Loyalty Programs
I’m all about maximizing my savings, and store loyalty programs are a no-brainer for that.
Benefits of Loyalty Programs
- Exclusive Discounts: I get access to special deals that aren’t available to the general public, saving me money on every shop.
- Points and Cash Back: Every purchase earns me points or cash back, which I can redeem for future savings or even gift cards.
- Personalized Offers: The programs tailor offers to my shopping habits, making my savings more relevant and impactful.
How to Stack Rewards
- Combine with Credit Cards: I use my cashback credit card when shopping at stores with loyalty programs to double up on my rewards.
- Use Coupons: I stack store coupons with loyalty program discounts to maximize my savings on each purchase.
- Take Advantage of Special Events: I make sure to shop during loyalty program events to earn bonus points or higher cashback rates.
6. Buy Discounted Gift Cards
Where to Find Deals
I’ve discovered some great spots to snag discounted gift cards. Websites like Raise and Cardpool are my go-to places where you can often find gift cards at a reduced price. For instance, you might grab a $100 gift card for just $90. Retailers like Costco and Sam’s Club also offer discounted gift cards in-store and online, which can be a fantastic way to save on future purchases.
Using Gift Cards Strategically
I use gift cards to maximize my savings. I’ll buy them at a discount and then use them for everyday shopping or special occasions. It’s like getting an instant rebate on everything I buy. Plus, I combine them with cashback apps or credit card rewards for even more savings. For example, if I’m buying a $100 item with a $90 gift card, I’m already saving $10, and if I get 5% cashback on top of that, it’s like saving an extra $5.
7. Engage in Mystery Shopping
Mystery shopping is a fun way to earn money while shopping, as companies pay you to evaluate their customer service and products.
Understanding Mystery Shopping
Mystery shopping involves visiting stores, restaurants, or other businesses as a secret shopper. I get paid to report on my experiences, focusing on aspects like customer service, product quality, and overall atmosphere. It’s a great way to earn extra cash while helping businesses improve.
Tips for Successful Mystery Shopping
- Be Detail-Oriented: I always take detailed notes during my visits. Accurate observations are crucial for providing valuable feedback.
- Follow Instructions: Companies give specific tasks to complete. I make sure to follow these instructions carefully to ensure I meet their requirements.
- Be Professional: Even though I’m shopping undercover, I maintain a professional demeanor. Timely submissions and clear communication are key.
- Choose Assignments Wisely: I pick assignments that fit my schedule and interests. This makes the process enjoyable and more likely to be completed successfully.
- Keep Records: I keep receipts and any other documentation required. This helps in submitting thorough and credible reports.
Conclusion
So there you have it! I’ve shared my favorite ways to turn shopping into a money-making opportunity. Whether it’s through apps, portals, or even mystery shopping, there’s a method for everyone. Start small, combine strategies, and watch your savings grow. Happy shopping and earning!
Frequently Asked Questions
What is the main topic of the article?
The article focuses on earning money through shopping, detailing seven methods to achieve this, including using cashback apps, shopping portals, and credit cards with rewards.
What are some examples of cashback apps mentioned?
Examples include Rakuten and Ibotta, which offer up to 10% cashback when linked to your payment method.
How do cashback portals work?
Cashback portals like TopCashback provide cashback on online purchases. For instance, you can get a 5% return on an Amazon order by shopping through these portals.
What should you consider when using credit cards for cashback?
Use cards like the Discover it Cash Back, which offers up to 5% cashback on rotating categories. Always pay off the balance monthly to avoid interest.
What are the benefits of joining store loyalty programs?
Loyalty programs at retailers like Target and CVS reward points or cashback on purchases, offering savings over time through exclusive discounts and personalized offers.
How can participating in paid shopping studies benefit you?
Platforms like Field Agent allow you to earn money by shopping and providing feedback, turning your shopping trips into paid opportunities.
What are browser extensions, and how do they help with savings?
Extensions like Honey and Capital One Shopping automatically apply coupons and cashback at checkout, making it easier to save money without extra effort.
How can referring friends to cashback services increase your earnings?
You can earn bonuses for each friend who signs up and makes a qualifying purchase, enhancing your earnings while helping others save.
What are some additional cashback apps mentioned in the article?
Popular options include Rakuten, Ibotta, and Dosh, which offer various cashback opportunities and special promotions.
How can you maximize earnings through cashback apps?
Activate offers before shopping, stack multiple apps for the same purchase, and take advantage of special promotions and referral bonuses.
What are some recommended cashback websites for shopping?
Platforms like Rakuten, TopCashback, and BeFrugal are recommended for their competitive cashback rates and extensive retailer options.
What strategies can increase returns from cashback websites?
Compare cashback rates across different sites, stack offers with store coupons and credit card rewards, and use browser extensions to automatically apply the best rates.
How can participating in paid online surveys earn you extra cash?
Reliable sites like Swagbucks and Survey Junkie allow you to earn by sharing opinions. Maximize earnings by dedicating specific times, focusing on higher-paying options, and using multiple sites.
What is the benefit of buying discounted gift cards?
Purchasing gift cards at a discount from sites like Raise and Cardpool or retailers like Costco and Sam’s Club can save money on future purchases, especially when combined with cashback apps or credit card rewards.
What is mystery shopping, and how can it earn you money?
Mystery shopping involves evaluating customer service and products at businesses. You can earn money by being detail-oriented, following instructions, maintaining professionalism, choosing assignments wisely, and keeping records.